Navigating the Social Security Disability process can be complex, and many individuals are often misinformed about the eligibility requirements and application process. In this blog, we’ll debunk some of the common misconceptions about Social Security Disability and set the record straight.
Misconception #1: You can only receive Social Security Disability benefits if you are permanently disabled.
Fact: To qualify for Social Security Disability benefits, you must have a disability that is severe enough to prevent you from working for at least 12 months. However, the condition doesn’t have to be permanent. If you have a medical condition that is expected to last at least a year, you may be eligible for benefits.
Misconception #2: You can’t work if you are receiving Social Security Disability benefits.
Fact: You can work while receiving Social Security Disability benefits, but there are limitations. You cannot earn more than the substantial gainful activity (SGA) amount, which is $1,470 per month in 2023. If you earn more than the SGA amount, your benefits may be reduced or terminated.
Misconception #3: You can receive Social Security Disability benefits for any type of disability.
Fact: Social Security Disability benefits are only available for disabilities that prevent you from working for at least 12 months. The Social Security Administration uses a strict definition of disability, and not all medical conditions qualify.
Misconception #4: You can receive Social Security Disability benefits for short-term disabilities.
Fact: Social Security Disability benefits are only available for long-term disabilities that are expected to last at least 12 months. If you have a short-term disability, you may be eligible for other types of benefits, such as workers’ compensation or short-term disability insurance.
Misconception #5: If you are denied Social Security Disability benefits, it’s not worth appealing.
Fact: Many Social Security Disability claims are initially denied, but that doesn’t mean you should give up. You have the right to appeal the decision, and with the help of an experienced Social Security Disability attorney, you may be able to overturn the denial.
In conclusion, there are many misconceptions about Social Security Disability benefits that can lead to confusion and misinformation. By understanding the facts, you can better navigate the application process and increase your chances of success. If you have questions about Social Security Disability or need help with your application or appeal, don’t hesitate to contact our experienced team.